Monthly Archives: November 2024

How To Win The Battle Against High Deductibles

We’ve been sold a story. A story spun by big insurance companies and the healthcare industry, promising us a path to smarter, more cost-effective healthcare. They told us that high deductibles would make us better consumers, more careful with our healthcare dollars.

The idea sounded appealing on the surface: a little more responsibility, a little more “skin in the game,” and we’d all be savvy healthcare shoppers.

But here’s the thing: how can you be smart when you’re shopping blindfolded?

Imagine walking into a store. There are no price tags, no labels, just a shelf full of mystery boxes. “Don’t worry,” they tell you, “you’re covered after the first $5,000!” Would you feel empowered? Or trapped? That’s exactly what healthcare with high deductibles and no transparency looks like. And that’s what we’ve been sold—by both the healthcare system and the big insurance companies.

We wouldn’t accept this anywhere else. Not for buying a car, a house, or even a sandwich. But somehow, when it comes to our healthcare—the most important decisions affecting our well-being—we’re expected to navigate in the dark.

High deductibles were supposed to be the silver bullet to fix skyrocketing healthcare costs. They were supposed to make us all better, smarter consumers. Instead, they’ve just added another layer of confusion to an already baffling system.

Here’s the reality: they tell us to have “skin in the game,” but it’s a game where we don’t know the rules. We don’t know the score. We don’t even know which field we’re playing on. How can you be expected to make informed decisions when you have no idea what anything costs until after the fact?

The promise was that consumer-driven healthcare was the solution, but in practice, it’s turned into consumer confusion.

And here’s the kicker—real empowerment doesn’t come from high deductibles. It comes from transparency. It comes from knowing what you’re paying for before you buy it. We don’t need bigger deductibles; we need bigger flashlights to shine a light on the system. We need to see clearly what we’re paying for, what we’re getting, and whether it’s even worth it.

That’s the change we need to demand. That’s what we should be fighting for —a healthcare system that actually works for us, not against us. A system that doesn’t hide behind layers of bureaucracy and complexity but instead gives us real visibility, real options, and real choice.

And that’s exactly what I’ve ensured with Better Source Benefits plans—no more smoke and mirrors, no more guessing games. Just clear, transparent, and fair healthcare coverage.

The choice is ours, but only if we can see it. It’s time to break through the status quo and demand a system that actually serves us—not the insurance companies. We deserve better. And it’s time we got it.


Escape the system, or just continue feeding it… Your gateway is here >> 

Hidden Costs: How Insurance Giants Overcharge Corporate Clients for Surgical Procedures

If you’ve ever turned on the TV, scrolled through social media, or flipped through a magazine, you’ve likely seen a steady stream of advertisements for medications like Restasis, Ozempic, Vraylar, Eliquis, Farxiga, Linzess, Jardiance, and Taltz. These medications promise relief from chronic conditions, improved quality of life, and better health outcomes. But they come with a hefty price tag, and for many companies providing healthcare benefits, these high-cost medications are wreaking havoc on their bottom lines.

The problem is simple: corporate healthcare plans—often fully insured, cookie-cutter packages—are struggling to absorb the escalating costs of prescription drugs. Employers are shouldering more of the financial burden, passing rising premiums down to employees, while employees face increasingly steep out-of-pocket costs just to maintain their prescribed treatments. 

The result? Less access, lower adherence, and worse outcomes. It’s a vicious cycle.

And if you’re a member of a corporate sector – whether an employer or an employee – there’s only one way of escaping it. 

You make your own plan, with your own rules.

That’s what Better Source Benefits designs for the clients. These solutions don’t just shift the cost of healthcare—they change how it’s managed, creating opportunities for both employers and employees to save significantly, especially when it comes to high-cost medications.

Through carefully structured, deeply discounted arrangements, our custom self-funded healthcare plans allow employers to secure medications like the ones you see advertised for far less. And when we say “far less,” we don’t just mean a small percentage difference—we mean significant cost reductions that can take a meaningful chunk out of an employer’s healthcare expenses.

Let me give you just a couple of examples from our list: 

  • Glatopa: $0 instead of $750
  • Relistor: $0.00 instead of $2,314.97
  • Traltz: $0.00 instead of $6,482.52
  • Trulance: $0.00 instead of $549.31
  • Envarsus: $0.00 instead of $374.04
  • Restasis: $854 instead of $1,956.90
  • Ozempi: $1,485.00 instead of $2,719.62
  • Tradjenta: $314 instead of $1,550.70
  • Vraylar: $1,309.99 instead of $4,413.60
  • Flowent: $226.98 instead of $1,253.25

…. And that’s only the tip of the iceberg.  

I know that every employer reading this, is impressed already. But what’s truly revolutionary is how these plans can benefit employees.

We’re not just talking about lower co-pays or reduced premiums. With our solution, employees can often access these expensive medications at no cost to them. That’s right—free

Imagine getting a 90-day supply of your prescribed medication without having to worry about how much it’s going to cut into your paycheck or impact your monthly budget. Our plans make that a reality by eliminating the cost to employees while still maintaining high-quality coverage.

Access to medications for chronic conditions without financial barriers can improve patient adherence, which is crucial in managing long-term health conditions like diabetes, heart disease, mental health disorders, and autoimmune diseases. When employees can stick to their treatments without interruptions, they see better results.

That means fewer hospital visits, fewer complications, and less time spent navigating the healthcare system.