Here’s the deal. Brokers will sell the dream –

“You’ll save money! You’ll get more control!”

…but they leave out the real talk. Self-funding is a financial cheat code, but only if you do it right. And that means understanding both the upside and the risks. 

And trust me – everything cool is on the other side of fear. 

Self-funding cuts out the middlemen, so you stop paying extra just to keep insurance companies fat and happy. Instead of getting slammed with rate hikes, you actually control where your money goes. 

And when it’s done right… Picture this. You roll out a self-funded plan, and suddenly your employees get free imaging, maintenance meds for two bucks, and bundled surgeries at real-world prices. 

A total knee replacement? Shouldn’t cost $50K. It should cost $17K – and that’s exactly what it costs at one of our partner facilities. 

A hernia repair? Try $3,800.

Meanwhile, insurance companies are making these up like they’re running a luxury fashion brand – except instead of a designer bag, you’re overpaying for a CT scan. 

And prescriptions? Those high-cost drugs you see advertised every five minutes? Most manufacturers will give them away for free. 

That’s not a loophole. That’s just knowing how the game works. 

And when you do – or at least you choose someone who does to be your partner – when you start using actual strategy instead of blindly trusting an overpriced, outdated system – you win. 

“But What About The Risk?”

Good question. A lot of employers hear “self-funded” and immediately picture themselves drowning in unexpected claims. 

That’s where protection comes in. 

We build two layers of stop-loss coverage – one for individuals, one for the whole group – so even if claims spike, you’re covered.

And because we actually manage risk, we don’t get blindsided. We track claims, optimize prescriptions, negotiate medical costs, and use data-driven forecasting to keep things predictable. 

Which means when renewal time comes around, you’re not sitting there, waiting for some mystery number to drop. You already know what to expect. 

It’s fun because all of a sudden you’ve got accountability, you’ve got predictability, and you’ve got repeatability. That’s a lot of “ability!” And it’s found right here at Better Source Benefits, John Clay, moi, who can deliver those to you.

Escape the system, or just continue feeding it… Your gateway is here >>